Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk



Apply Today to Borrow up to £995

Online Decision

Responsible Lenders

3-12 Month Repayment

Rates from 278% to 1576%



Apply Today to Borrow up to £25,000

Instant Decision

60-Sec Application

3-36 month repayment

Rates from 4.7% to 278%

Representative Example:
305.9% APR. £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31. Interest charged is £161.92, interest rate 161.9% (variable)

Strong Benefits of Our Service

Easy and secure application

Quick approval process

Minimum faxing

Personal Loan FAQs

Am I Eligible to Apply for a Personal Loan ?


There are a few basic things that are checked as well as the deeper ones. To know if you are eligible can you answer yes to the following question

Can you afford the repayments?


How Long Does it Take for a Personal Loan to be Paid Out?


The application time scale may vary per applicant. This is due to financial views being done on everyone applying for a personal loan. The average pay out timescale is 5 to 7 days. This will be received directly into the specified bank account.


Apply for the Loan You Need Right Now

If you are trying to get a loan that fits your financial situation, even when other lenders are turning you down, then Finance Byte has you covered. We offer a wide range of options from our many lenders. While we don’t provide the actual loans, we can help you find the right loan for your needs. Just tell us what you are looking for in a loan and a few details about you and we’ll tell you if you are eligible for one of the loans.

It’s quick and easy to fill out the loans, and we’ll get you an answer about your loan eligibility in moments. There’s no faster way to get the money you want or to find out if you are eligible for the loan of your choice.

We’re going to take a few minutes now and answer some common questions of our clients sometimes have.

So, I Can Qualify for Any Loan?

Your loan options are going to be limited by what your income is, what your credit history is like (in some cases), and what kind of bills you have. Different lenders will have different lending requirements. Some of them will want a more detailed report than others and some of them will check your credit to see if you are a risk to them.

We’ll let you know what loan you qualify for that’s closest to the specifications you gave us. If you don’t like our choice of loan, we can try to find you a replacement. We want to you to be happy with your loan and to find the one you need that meets your needs.

How Will I Repay the Loan?

The lender will set up payment arrangements with you. Some people have the payments deducted for their bank account when they are due and others prefer to send a check. Your lender will tell you how much you owe and when it is due. These amounts are different for each loan and lender.

You will be required to pay back the principal of the loan as well as the fees and interest associated with it. Those can increase if you pay late or miss a payment. Please let your lender know if you are not going to be able to make a payment.

Are These Secured or Unsecured Loans?

Our lenders only offer unsecured loans. That means they are loans that require no collateral. So, you don’t have to put anything of yours at risk when you apply for a loan. You will qualify for the loan solely on your own merits, and if you are not able to qualify for the loan, then some of our lenders may be able to offer you a guarantor loan, where someone else signs for the loan with you.

Check Out the Lenders List

Loan amount
£1,000 - £5,000
Loan term
12 - 60 Months
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Loan amount
£50 - £600
Loan term
1 - 6 Months
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5 most recent personal loan reviews

Review of Vivus

I have never used a loan company due to my poor credit following a marriage breakdown but using this company with a good friend who trusts me to make the payments has been a very pleasant and extremely quick and simple process. So if you need to borrow, have someone who knows and trusts that you wont let them down with making the payments and has a good credit history then don't hesitate .. Contact Vivus Loans

Review posted by John Sutcliffe

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Somerset Savings and Loans

I found the online application easy and straight forward, and had a very quick response from the customer service team. Once accepted, the money was transferred very quickly. I will defiantly recommended and will use if ever needed in the future.

Review posted by Alexandrine Parry, Guildford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Lendable

From the initial contact everything was so simple. Friendly consultants who phone and text at your own convenience. One quick phone call and the cash was in the bank the next day! Perfect service! ?

Review posted by Deborah Tomlinson

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All of our reviews have been sourced from TrustPilot to ensure authenticity.

Late repayments can cause serious financial issues. For help, go to moneyadviceservice.org.uk